Let's just say wallet shock doesnt cover it.

In most cases the clause covers everything, I've read notes that even included renting the house out, at all.So just know going forward that pretty much any creative financing is going to involve the seller being in breach of the DOS clause.

There's no rule but I'm imagining you'd want to cover a month's worth of expenses if left vacant in January.

In the Acquisition section anything not covered by the HML is assumed cash out of your pocket.  

I use StarPoint Screening for a background check and public court records and ClearNow for rent collection. 

You would be able to get the downpayment to about 20% and 100% of the renovation would be covered in the loan on a draw basis if that's an issue.  

You just need screens 

If the money in that account isn't large enough to cover the cost and the second person can pay a larger share, then pay for the repair and first person's future profits are used to pay back the extra with interest as if it was a short term bank loan.

I have an appointment with JAG next week to work out the legal issues in order to cover myself just in case there may be an issue in which your speaking of. 

We use the online rent pay system, the online application, email templates, the tenant screening, the automated apartment listings, the maintenance work list,   vendor payments.