Most traditional credit card companies – even those that charge an annual fee, won’t want to touch you right away.

Quite honestly, Jason, this is a very uncomfortable market to be over-extended in.I would bet that those of us who are low on mortgage payments are sleeping better right now than those who have heavy mortgages to meet and tenants who are losing their jobs and can't pay rent.When you get ready to retire, it is quite nice to have rents coming in and no mortgage payments going out.

To determine what rent you should charge, you need to determine what similar units in your area are renting for.

Can I get their house sold for them, not charge them anything, and make money on it?

Sounds like all-in-one will be my best bet.

No doubt someone will charge you a small fortune if you want to get rid of them.

Obviously it has to be a $ maker on top of green....Of course you'll spend a lot more on an full-tilt green rehab....but you can offset some costs by reusing some materials (the greenest practice of all) as well as charging more rent because of lower utilities and the appeal to a certain clientele...I also thought that there might be some political capital involved in rehabbing green...maybe even grants or sponsors....

Speak with whomever is in charge of lending (usually a VP).Go meet your banker in your finest clothing (you're a business man, dress like one) and put together all your financial statements.

Yeah, I would never bet on 10% appreciation in this market.

I'd guess the P&I to be a bit under $600/month, so with insurance, taxes, and HOA charges, you're probably in for $900 or so a month.