Give all of the following to your agent:Write up your offer terms.Written proof of funds.Check for the amount of the earnest money (you only need to give your agent a copy of this, since the listing agent will be wanting this to be in certified funds, not a regular check).Some REO listings will require the full realtor contract for your state (like 20 pages worth of paper), so your agent can present that if it is needed by the listing agent.

Natural gas is up, the cost of groceries is higher every time I walk into the market.The co-pay on my insurance just went up.

I didn't want to get rich, but I didn't expect to pay every dime I make for the rest of my life for basic living because of what I perceive as a national financial disaster - obviously not just a "natural real estate cycle" - evolving from poor economic planning and oversight on the part of the politicians who have been paid by my taxes from my hard work for the last 35 years to assure my (at least basic) quality of life - for life.

Here are a few things I would suggest when renting a place.•Fill out a walk through form; if they don’t provide one make your own.•Once filled out sign it and have it notarized (this will help validate the time frame in which you filled out the form from the date you moved in.)•Make two copies and do two things 1) take one to the management company and hand it to them, and 2) send a copy certified mail and once the return slip comes back file it with your original walk through form (this proves someone in that office signed for that letter).•Take pictures of any problems in the rental, with date and timestamp.

This is related, in some ways, to the short-term nature of the investment.

Before Excel, it was Green Columned Ledger sheets.Being an accountant, I access at least 50 different Excel documents, Daily, so it does come naturally for me.

Its all natural food grade, labeled for human consumption.

Trust me, it is much cheaper to just go with "real natural stone" and nothing comes even close to its look, feel and affordability!

If you want to do a formal inspection with a certified and experienced home inspector, you don't technically need a contract (just the homeowner's permission).

Must be naturally motivated - I do not want the emotional drain of an unmotivated person5.