Note of caution; understand your foreclosure laws, depending on where this is in the process, attempting to pull investor ploys without having the ability to purchase yourself as implied under the contract can land you up against federal law, a lender can clean your clock for interference with an insured depository.In other words, investors who lack the ability and intent to buy themselves as stated in a contract with someone in foreclosure should stay clear of any attempt of trying to pull off anything except a true a cash sale.   

It is true, that a current ( lower) value may not affect the outcome.

Becky Hermanson-Hill, a true professional and a joy to work with.

There is no true "market as a whole."

You wrote later in the thread that people with MS wouldn't be able to buy a car or rent an apartment etc... and the answer is that's true without stable employment. 

These professional softwares literally write checks for you (like online banking) and have controls in place so you can have employees safely make payments for you without them having true banking controls.

She thinks that this has to happen as when we do eventually divorce, if I'm still on the mortgages then she would be forced to refinance to remove me....is this true? 

That will tell the true story of whether it's still a good time to buy in spite of the price increases, or not.

Even if it's true, it really stood out to me as a slap in the face.

Sorry but that's true.