@Tim Vander PloegFHA loan products are for owner occupants.

Nothing major like hot water as you mentioned with your tenants.  

It's a bit easier bringing a buyer to the product, than having the product and finding the buyer, so most new agents cut their teeth on the buy side.

Prospecting is how you will spend the majority of your time wether it is for buyers or sellers.

I was diagnosed with a major medical condition at a young age.  

@Ranga Ramanathan Property taxes are going to be a major concern for NW Chicago suburbs. 

The (vast) majority of lenders have mortgage minimums.

They will also find major items if there are any. 

I don’t remember the addresses, but one was a 100 year old duplex with major structural issues surrounding a central stairwell and the other was a 1950’s build with a block wall tuck under garage that was beginning to shift, causing issues throughout the house.

My concern is whether it is common for banks to have clauses in a HELOC product that will allow them to stop the draw period at any time due to discontent in dropping housing values.