Yes maybe I didn't do enough research and for that I apologize, promise I'll do better next time.  

OK Josh... you inspired this: http://flippingriverside.wordpress.com/Apologies in advance if that was "advertising", just wanted to show Josh that he caused at least one person to take action.

I had offered her 20k, but there's the HELOC issue...So, (and I apologize if this seems like a stupid question) can a short-sale be done in this situation? 

The resident called me today to tell me the story, then told me that he had called the Sheriff and a lawyer already and said a simple apology would not be enough.  

I apologize Ross for using your forum post to ask these questions 

Hi All,I'm new to this site so my apologies if this has already been addressed elsewhere.I'm working with a Realtor on short sales.

I apologize, but this has been out of my hands, unfortunately.

My apologies.

I apologize if my post is kind of confusing, as I am still a newbie in learning how to forecast market trends (or even what indicators I should be looking at that would be important to my analysis).Any advice or reading recommendations would be greatly appreciated!

Now a year later and after her apologizing for freaking out, things are calm in the neighborhood.