Now for all the government benefit programs, all you do is say where is the employment agreement, these guys are self employed, where did they work last?

You’re not building any equity or net worth and you can be shut down at anytime by the landlord or the government. 

And if there are any Federal Tax Liens on the property you have to wait a year for the feds' right of redemption to expire.

The federal reserve has artificially held interest rates too low for too long, and money has no place else to go. 

As for me, I moved to MD with my family Bc my dad recieved a job with the government.

They even have a family  law structure that supersedes the government laws here.

FHA (Federal Housing Administration) offers programs for owner occupied properties with as little as 3.5% down.

My current loans are: Amount Interest rate Time (years) Monthly Payment Private $ 7,000.00    8.24%    10    $ 78.49 Private $ 5,000.00    6.24%    10    $ 50.00 Federal $ 26,875.99    4.96%    10    $ 290.54 The student loan refinancing company said they could give me this: Amount Interest rate Time (years) Monthly Payment Total $ 38,875.99    4.44%    10    $ 394.00 Should I refi my student loans through the company then?

After wasting time, the government came back and offered much lower rent and then we declined.

My local lender First Federal of Lakewood.