Brown failed to avail herself of the service electing, instead to forego payment for the services provided.Therefore, the role and labor of any sales team became a commitment of Ms.

Your payment will be ~$2600 to $2700 per month not including taxes and interest.

I suggest you send them a letter/email detailed the additional costs from the damages and demand payment. 

Most work like this: Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 we charge $2,500 minimum)Max Loan: 65%-70% of After Repair Value(ARV) 100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 WeeksWe have private lending partners throughout the entire United States that cover the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WV, WI, WY.

My property operates within an HOA, recently HOA has been getting on our case for re-seeding/up-keeping the front lawn.As with most of CO, grass tends to die over winter, so here is my question: What is the best method to up-keep, re-seed and re-develop the front lawn?

Important nuance here is that the DSCR Lender will qualify the rent based on the income for the property (i.e. the DSCR Metric) but the value will still be based on residential methodology (sales comps method, not income capitalization or cap rate approach)

The 4% interest rate is an important part of this calculation because the principle paydown portion of your payment is significant, I'm going to guess it's about $9k per year.

Does anyone have any set methods or systems in place for calculating these percentages? 

 $300k/1945 is 154 months (12.85 years) to have the cash flow recover the additional down payment.  

Likely due to the recent hurricane Michael.we have included coverage for replacement of lost rents for at least 6 months, to cover us for the mortgage payments if a hurricane destroys the property and we have to rebuild.