Does MB financial do cashout refinance? 

I am excited to get started and to be a member of the BP community, and hope to gain the knowledge and advice I need to better my financial future!

Not exactly sure of the financials on this one.

And, unfortunately, that would probably come with financial repercussions.  

Seniors (ready to downsize or transition to assistance) and Homeowners with low Financial Stabilility Scores (FSS) are 2 that haven't been over-used.

I never analyzed it, but he could be right.My wife and I did very well financially early on, took my mother in law along on our vacation and paid for her cruise.

And the financial situation you are about to consider.

Depends on your financial situation / goals / short -medium -long term objectives.

These would be finding people who haven't listed their property but likely just need the easy button and a nudge from you to make their decision to sell.Moving outside the city to some surrounding counties can help as well.2 good targets for you to Consider: Absentee Owners with Equity and Seniors with 15+ year ownership.Here are some suggestions for your area counties,Absentee Owners: 13,256 Home value up to $300,000, single and multifamily, high equity Adams 1970   Douglas 122 Arapahoe 1162   Jefferson 1703 Boulder 863   Larimer 2643 Broomfield  49   Weld 2737 Denver 2007    Senior Homeowners: 9881 availableOwner Occupied, age 60-89, single family homes, High equity, home value up to $350,000, 15+ year Ownership AND Low Financial Stability Scores (FSS) Adams 2710   Douglas 38 Arapahoe 1211   Jefferson 771 Boulder 343   Larimer 523 Broomfield  29   Weld 1205 Denver 3051

Yes she has considered this as an option, but she already pre-qualified for the USDA loan and it fits her financial situation perfectly.