I am optimistic that "average Joe" doesn't lose his shirt or feel unnecessarily stressed again.

https://floridarevenue.com/tax...doc stamp tax, @Andrea Ragan

They also have money for buying shirts and other profit generators (fancy weapons, etc.) from school.If you open a school in a low to medium income neighborhood then it has to be a labor of love teacher type thing where you make enough money to live but not much else.

We lost our shirt on the deal.

You might engage with them and help them understand unemployment is available for 100% of lost wages there are food stamps available etc. you might also inform them that they need to provide documentation to get rent delayed   ? 

I haven't forced them to use Cozy but provided them the option with the benefits of:-accepts split payments for easy in budgeting-builds credit for future car or home purchases-no driving to the post office or paying for stamps-electronic receipts-can setup Auto transfer so you don't need to worry about it-no fee-accepts credit card payments for challenging times (like now)

Anything that will be withheld I get pictures of, ideally with date/time stamps, and of course associated costs from contractors, as you will be sending a detailed list of any holdbacks with their return of security deposit, via certified, signature required letter.Don't forget to get their new address as well.

Should Walmart do the same when they're selling t-shirts?

Had a tenant come out of the apartment in shorts and t-shirt while I was clearing snow. temp was about 10 degrees.said his heat hadn't worked for the past week."

Someone would have to forge your name to attempt to do this.and steal a notary stamp.