I am pretty confident in my rational but I'd like opinion from others who may have experienced this situation or any legal input! 

Then you either end up walking away pissed off because you didn’t get the deal or you make a bad deal and overpay because you aren’t patient enough to be rational and negotiate.

I also have around $87,000 of equity in the home but my debt to income ration is too high for me to get a HELOC for the renovations.

Jeff Skilling, like you, can rationalize the lie.

Not sure the rational that has been used to say that a home that was foreclosed on is comparable to a normal sale.

So, I kept my wits about me, put the money in the bank and rationed it out to myself at the sme amounts I was used to.

I rationalized to myself: "but look at the cash flow

The good news is this creates great opportunities for those who are willing and able to analyze a situation and make logical, rational decisions.

Conversion is very high - like from everyone who contacts me via my site or blogs - about 50% end up as my clients and I have about a 90-95% close ration with those guys...so dont give up.

If TWENTY FIVE percent of the populace is on starvation rations, can anything halt deflation?