Kevin Baldrige, President, Tricon American HomesIn this time of low unemployment how are you recruiting and keeping employees and contractors?"

We are in the middle of our 1st/2nd deal right now and thought we would open ourselves up to questions and comments while we are in the thick of things and can give some specifics regarding FHA/duplex purchase and we are both self employed at 30/35.We were living in Germany (I am a German citizen, my wife is American) prior to making the move back to Cleveland in 2013.

Is that old-fashioned of me?

Keep things simple, do not create any payroll for him and focus on making more money.Now, if he makes $75k net, which is after expenses - then he needs to consider an S-corporation and W2 payroll for himself.Bookkeeping is simple, really: record everything he spends for business in any form that is simple for him: old-fashioned notepad, Excel or Google Sheets if he knows how to use them or apps like Expensify or TaxBot.

I'm an American living in Zurich Switzerland, and am looking to invest in Real Estate in Baltimore Maryland or P.G.

When we look physically at structures around American cities it seems obvious that more lost speculating on just cash flow.

North Lawndale - once heavily Jewish, now populated by mostly an African-American demographic.

LolRemmington financial was the mother of this .. great American greed espisode.. really shows how the pump and dump due diligence scam lenders work in real time.. worth watching. 

This one is by Data Tree/First American. 

I know most banks are FDIC insured, but who knows how that whole process would go if it becomes necessary.Therefore, when these guys are saying they have cash ready, do they mean actual physical US dollars, cash in banks (like most Americans), or some other form of asset?