Common area electric expenses would be low to nothing except maybe some demand charges, making electric components the better choice.

Although cashflow is important, it is now always the only component to consider when looking at a long term real estate strategy.

@Sunny C. one thing I did not see mentioned on this or the other discussion you started is that I *think* of your IRA is involved in a project in any way then you yourself are not allowed to participate in the labor component of it at all. 

I understand structural components, city code, foundations, going rate for trim, paint, drywall, roofs... you name it. :-) just haven’t been on here in a while, due to working.

needs to be documented by them specifically if you want to consider a payment, and never as admission to anything but only as a component of good will. 

In addition to the above, there is a $2500 down payment, is this a mandatory component for any deals or this can be something that we can give only we have got a good buyer waiting in line? 

Am I looking at any detriment by putting tax-exempt funds into one of the above mentioned accounts?

I would use 10% until the property is inspected to determine the current condition of all major components and appliances.  

@Josh Sullivan Your greatest challenge will be where your weakest component is.

You did not include anything for CapEx (5% to 10%) depending on the current condition and life expectancy of all major components and appliances.