Maybe they used the $999k as the charge off amount and dont want to bring the acct back into the light?

I’ve taken the courtesy to redact any names, phone numbers and photos of the team members in order to protect their privacy unlike Anton did here when he posted a screenshot with sensitive information of mine.I hope this helps shed some light on my honest experience with REI Call Center.

I get a standard 5% discount on everything plus points that build up.My best recommendation for you is to work through their Pro-desk.

Other repairs since the new tenants moved in include, a sliding door lock replacement, drywall repair from a roof leak, 4 cracked windows, a broken front door handle, light fixture replacement, blinds that are longer than the window, window screens and now a ceiling fan making grinding noises. we're about $5000 into repairs/replacements right now since the tenants moved in.

I am not sure how much this course was or when you purchased it, but I would evaluate your fact pattern in light of the above and self-assess or discuss with a tax professional as needed.        

If you do go with a non-connected lock please change the codes often, I often compare it to a hotel in that if the front desk told me the previous occupant's keys still worked during my stay I'd be sort of annoyed.FWIW, we use ResortLock from Lockstate (no affiliation, just what we use) on all our properties. 

They simply did a desk appraisal, whereas a couple other lenders either wouldn't do that or made me pay for a horrendously bad appraiser.

Brought in as much light as possible and had great views.

I tend to get frustrated when I keep telling people that you can buy large multifamily with 0% down. I just put the MHP below under contract with 0% down, 20 years amortization with a 10-year balloon.The frustration i...

Sell, pocket $200k in equity, appreciation since they bought it, bank 25% for a new deposit in a year once they repair credit, buy two new second hand cars because they need them, pay off credit card debt, put a little extra to the side for increased rent payments for next 12 months, and reorganize to buy in 12-18 months... now they see the light, a chance to move forward, to not stress, and they're lucky the market increased so much... but if they struggle to keep it, struggle to make payments, then 10 months realize they need to sell, would they have as much equity, maybe, maybe not..