However, this is a situation when they deny that their partner has moved in but it appears like they live in the apartment building.This may happen because of bad credit or because of criminal convictions that they do not want to disclose.

Landlords that recommend hardwood have not yet experienced the abuse tenants do to flooring.

Free market is imperfect & gets abused.

Might there be problems with denying both tenants use of the kitchen, bathroom, or other facilities as you rehab?

As a matter of fact as quoted" to me just recently by a PL that I used in 1991 but, is shutting down ..because I can't see people being abused like that and QUOTE:  With the NEW Banking Regulations Obamaboy has created a new PL Enterprise similar to payday loans" and making a lot of PL's rich ... and practically overnight but I'm not interested in  Obama scamming my former clients..JohnR

But remember if you rent you might invest in High Use High Abuse materials so you aren't constantly replacing every re-rent.  

I haven't been denied yet but I'm just worried it won't go through.

FHA loans tend to air on the side of caution when it comes to down payments and they will investigate where the money came from, and the money cannot be tied up into a loan that you will have to pay back or you will be denied for the loan.

I'm 25 and have nothing but a part time job and a bus pass.

@Jd Martin @Brent Coombs  I always knew when the Guru's had come through PDX.my agents would come running to me about this big time investor that was going to buy 5 props a month.I would tell them to invite them to lunch ( my treat)  I did this to size them up.. 99%  No Money no skills and just looking to abuse my poor agents.. did I feel bad when I flushed them out and put them in their place at lunch ...