Difficulty of getting an FHA loan

[Brittany Fife]

I saw earlier in one of the forums that it was difficult to get an FHA loan when you own a single family and want to move into a multifamily. I didn't respond to the discussion so I am asking you now. In what ways is it difficult? They have made me write a lot of explanation letters. I didn't know if that was the difficult part. Would the loan be less likely to be approved with a 50% debt to income ratio? My credit score is good, 760. I haven't been denied yet but I'm just worried it won't go through. Any advice?