On the other hand, if you’re financially secure, the low-rate loan and potential appreciation make holding more attractive.

Are they located in a touristy area or near attractions?

Right, but to get an ARV close to $130k, you'll probably need rent to be close to $1,300 unless you can sell it to a retail buyer, which could be a big risk on its own. 

I have some buyers who are looking.

Just like in Southern Italy, where houses are sold for as little as one euro, similar initiatives exist in Spain to attract people to repopulate villages and revitalize these areas." the one part I'd disagree with is "many".So why was I shocked then?

We believe it’s not the buyer’s fault if title issues arise, and it wouldn’t be right to keep the earnest money in those situations.

The more discount you provide, the better chance you find a buyer.  

For me, over 90% work in tech and have $150-500k for an acquisition and...99% of the leads are buyers.

I am a realtor and wholesaler, and I get some buyers looking for owner financing, some sellers need/prefer getting cashed out and there are some lenders I work with who can provide the financing however they run out of funds sometimes.

You are paying 1k to have him as a potential buyer.