Private Lenders: What Returns Do You Expect on 1st Lien Owner-Financed Deals?

[Darien Hernandez]

🔍 Investor Insight Needed – Owner Finance Returns on 1st Lien Positions 🔍

Hey BiggerPockets community,

I'm looking to connect with investors who fund owner-financed purchases in a 1st lien position. What kind of returns are you typically seeing on these deals?

✅ Interest rates you're comfortable with?
✅ Typical origination fees?
✅ Preferred loan terms (LTV, duration, etc.)?

I have deals needing funding and want to ensure I'm structuring them in a way that's competitive and appealing to private lenders. Any insights or experiences would be greatly appreciated!

Looking forward to your feedback. Thanks in advance!

[Jeffrey Robison]

I just re-read and realized you're talking about getting loans for lien position 2, is that correct?