Heartfelt, maybe, even well intended but 100% never a good idea for any kind of dishonest activity.

he will not be issued any disability income. 100% we would be able to close on a home before he finishes the military this summer but I've had four different lenders tell me that he either has to take an associate job for 6 months+, wait 1-2 years after owning his small business, or that I have to get a new W-2 job (which I would feel dishonest doing, because I have no intention of staying).

I found a property I was interested in and after receiving the disclosures, I put in an offer. During inspection, we found active termites and termite damage. It was clear that work was done very recently to remedy it...

@Aubrie Caton in addition to the aforementioned banks, America First Credit Union was also doing HELOCs on rental properties as of about a year ago (I don't know if they're still offering them or not).As you probably already know, HELOCs are usually variable rate, and rates are increasing (and will likely increase substantially in the future), so it's important to be clear about whether there is a maximum rate the HELOC can go to, and what that rate would be....Once you know the maximum rate, you'll want to run a "worst case scenario" financial model where your HELOC goes to its maximum rate. ...If an investor isn't basing their decisions on worst-case scenario financial models where adjustable rates max out, then they're risking a 2008-style disaster where their formerly affordable monthly payment balloons into an un-affordable payment as rates rise.Good luck out there!

They just seem to be a little sloppy/slimey/dishonest all while paying a premium.

Its frustrating going through this to a single mother to be honest but at the same time she has been very flaky and a bit dishonest so I'm just ready for this to be over.Thanks for all the support.

@Casey Caton 100% I'm working on doing the same.

Sometimes due to their ignorance, but often due to unfair, dishonest or illegal practices being employed on them.

They are being dishonest and hiding their the fact that they on the verge of bankruptcy. 

Some I know are started by people that were asked to leave other, more established groups, because they have been dishonest, etc with other members.