What if the next order is to shut down residential building supply stores like HD and Lowes as nonessential?

This whole thing seems like a lose lose for a small time investor like myself.Both of my mortgages are financed one is a commercial loan and the other is a conventional through a local bank both were bought as investments never occupied or did FHA.I have cash reserves to last me a while but I really have no idea what to even expect at this point or even how to go about this.

That would be a completely empty threat, I do have 360k in cash reserves to carry me through if necessary.

In a time like this, it's easier to sell the idea that investors should have 6-12 months' worth of liquid cash reserves set aside for when it hits the fan (especially with the eviction bans currently).

Some counter kid at the local Dollar store was selling it for $1/roll, I bet he had the rest hidden in the back storage area.

I have 10k in cash reserves per property.

Should I look into a down payment and some cash reserves on 2-3 properties?

While its the tenants responsibility to pay rent and they have entered into a legally binding agreement, property owners need to be prepared with 3  - 6 month cash reserves to weather the storm. 

Correct, it would transfer the problem to us, and that's only advantageous if 1) we have the cash reserves to handle a vacant property at first while we find a tennant, and 2) if we can fix whatever the problem was that prevented the property from being rented out.

But also applies to all surfaces at stores, mailboxes, etc.