You'd probably want to search locally for this - if in West Virginia, first search would be local banks/credit unions or SBA loan providers

AirDNA can provide some insights on data in the market you're planning to work in.

The software my accountant is using is writing off these losses against my W-2 income which is telling me I am entitled to a refund. 

Please share the listing so we can provide better feedback.

What accounting or payment platforms are you currently using to collect utility payments and rent?

In both cases I spend a lot of money rehabbing a house and then pay myself back either through a sale or refinance of the property.Up to this point, I have primarily just paid for everything through my business checking account.

Additionally, holding a real estate license as an investor not only saves on commissions but also provides valuable access to tools like the MLS, enhancing your capabilities as a wholesaler.Feel free to share where you are located—there might be exciting opportunities waiting for you!

Honestly we would be ok taking a small loss and coming out of pocket for the difference and just consider it like a monthly retirement account contribution.

Read online of some people utilizing to provide liquidity for a deal and want to learn more. 

Run the payments through any automatic money handling source.Escrow account, checking account, auto deposits work great.