Do you have any outstanding collections?

Local lenders might have more favorable terms for your specific area than a nationwide hard money lender with blanket programs/terms.

The Cincinnati skyline is outstanding.

Also, if you're open to working remotely, there are a few of us roaming around the forums who specialize in real estate and work with clients nationwide.

Probably so, but you do need to make sure to disclose your monthly payments and outstanding balance so they can properly assess the risk they are taking. 

@Vlad Denisov, You should not be looking at rent growth nationwide when underwriting a specific property.

I'm on my 3rd HVAC guy right now and he is a referral from a REIA member, he's reduced my costs significantly and service is outstanding.

And there is no reason for me to seek title insurance, because there are no outstanding liens that could hurt me, right?

My website is the #1 copied website nationwide, yet people have no idea how it works and they probably won't get these results.

Keep a copy on hand, for future bank/legal transactions.OPERATING AGREEMENTOFTestStorage, LLCTable of ContentsPageArticle I ‑ Definitions1Article II ‑ Structureof the Limited Liability Company 3Article III ‑ Businessof the Limited Liability Company 4Article IV‑ CapitalContributions 4Article V ‑ Allocationsand Distributions 4Article VI ‑ Managementof the Limited Liability Company 7Article VII ‑ Transferof Membership Interests 12Article VIII ‑Amendments, Voting and Meetings 13Article IX ‑Resignation, Removal of the Manager 15Article X ‑ Records;Financial and Tax Reporting 15Article XI ‑ FiscalAffairs 15Article XII ‑Termination and Dissolution 16Article XIII ‑Miscellaneous 17OPERATING AGREEMENT AMONGTHE MEMBERSOFTestStorage, LLC, ARTICLE IDEFINITIONSAs used in this Agreement,the following terms shall have the following meanings:1.01 - "Act" shallmean the Iowa Limited Liability Company Act, as amended from time totime.1.02 - "Affiliate"shall mean, in the case of any Person (the "Specified Person"),any other Person (a) that directly, or indirectly through one or moreintermediaries, controls, is controlled by or is under common controlwith the Specified Person, or (b) that owns or controls 10% or moreof the outstanding voting securities of the Specified Person, or (c)that is an officer, director, employee or agent of, partner in, ortrustee of, or serves in a similar capacity with respect to, theSpecified Person or an Affiliate of the Specified Person or (d) ofwhich the Specified Person is an officer, director, employee, agent,partner or trustee, or serves in a similar capacity.1.03 - "Agreement"shall mean this Operating Agreement, as originally executed or asamended, modified, supplemented or restated from time to time.1.04 - "Capital AccountBalance" shall have the meaning set forth in Section 5.01.1.05 - "CapitalContribution" shall mean in the case of any Member as of anydate of determination, the aggregate amount of cash, property, orservices rendered, or a promissory note or other binding obligationto contribute cash or property or perform services that such Membershall have contributed to the Limited Liability Company on or priorto such date and a Member's share of any of the Limited LiabilityCompany's liabilities as determined in accordance with the Code andTreasury Regulations (or, if such Member is not the original holderof the Interest of such Member, the Capital Contribution with respectto the Interest of such Member held by the original holder of suchInterest).