He was calling to report that he has repeatedly found his roommate watching adult videos on the TV in their shared living room, and more recently walked in on him in a similar state in their shared kitchen.I'm unsure of how to approach this one.

Once the remodel is done and tenants are living on site, what do lenders look for when refinancing to a 15 yr loan?

We will even sit down and do an in person interview where I will answer all of your questions live.

Students are willing to live in tight spaces, so the investors would divide new properties into small bedrooms.  

@Samuel Metcalf- sounds like you have a FHA loan as  PMI is permanent in most FHA loans ....I would ask  the bank that holds the loan for  refinance  options and then shop around to see if there are  any refinance options that  make sense ...if not - live with the loan you have  but be  ready to refinance  when rates drop 

Inject yourself into the neighborhood and pretend you live there.

Lived in the ADU until we got our finances in order and then moved into the main house.

It was a thought to turn the 1.5 garage into a small living place that maybe I can airbnb or have a studio place setup.

I can’t do sweat equity, I don’t live in the same state and work full time.

., - the mortgage will not be reported under your own credit, but live within in the entities EIN.