I use Joel E.

I'm exited to dive into that list as well.

http://www.eventbrite.com/e/showcase-california-ve...

List a county or two, and I'll post the non-high balance conforming loan limits for 2, 3, and 4 unit, in said county. 

Owner would not provide schedule E but rather provided the following breakdown:Potential purchase price is $450KPotential Income at current rents: $75780Expense:Taxes: $6456Insurance: $3300Night Light: $348Dumpster: $2136Snow Removal: $1330Lawn Mowing: $1044I added:Vacancy Rate at 10%: $7578Repairs/Cap X at 10%: $7578Leaves us with $46010 NOII can get a 20% down/300 month loan with a 5 year adjustable rate at 3.99% at a local bank I've done commercial loans with before.  

@Bob E.

If someone comes to me, I'll send them your way.If you need help in your search or want to verify something don't hesitate to ask.For example: I have clients worldwide and things are just as easy as I e-mail them, talking on the phone.

Thank you @Bob E. for the feedback! 

He is on e one of the earlier podcasts.

Connect with me here or my e-mail address is in my BP profile.Thanx much!