Nice to know that you can trip a few times and still enjoy the path to financial independence.

My primary motivation is financial independence and get out of the rat race.

My company uses QBs — I switched 15 years ago from excel spread sheets after an irs audit.    

The bank will probably want you to provide a rent role as well as tax returns unless you are a Realestate tycoon like some on BP and have audited financial statements

Recently we had MassSave do an audit and insulation blown into the attic.

They said they won't even lend to an independent buyer if the house has been recently purchased (I don't know what time frame) and is being re-sold at a noticably higher price, even if the buyer had nothing to do with the actual rehab/original purchase.

I would look for a couple independent agents in your area and get multiple quotes.

Jason, when it comes to properties over 4 units, you can find many more options with an independent insurance agent.  

I'm thinking that, if audited by the IRS, I'd need to have copies of the actual invoices and that the property management statement alone would be insufficient. 

I’m an independent contractor in broadcast tv.