Washer/Dryer in upstairs unit only. 5 star rated home, walls 18" thick.Summer months:Electric between $250-$350/monthFuel between $100-$150/month (60-100 gallons) when turned on, some months we just turn the boiler off (JUN-AUG)Water/Sewer free except septic maintenance. so far this has been $0 total, but I expect to maybe get it pumped just in case late this year (rough guess $300)Winter months:Electric between $350-$450 monthFuel varies greatly with temp, heaviest usage months, I've purchased 300 gallons per month at the extremes of -40 and below temps.Water/Sewer still no monthly actual cost, but I plan on about $25/month to save for annual maint.When I average out my fuel costs simply taking fuel expeditures divided by 12 months, I get approx. $200/month.

I figure I can get multiple properties with the $75K divided up into the down payments for each of them, and cash flow of closer to $1000/month from all combined.

If you have more than a small sum, I would simply divide it up into a few 1st position loans where you are the lender alone on some smaller value homes.

This was divided in to 4 different batches of about 500 mailers.

Is there any viability to dividing one of the units into 2 (i-bdrm) units?

Thanks for the input.I guess dividing it like that would create more issues than gains.

If you've placed 150k into the property, i.e. down payment etc - to calculate your return you'd calculate: 2,000 = x% of 150,000 OR2,000 divided by 150,000which equals a return of 1.33%The wild card here is, Seattle as I understand it has had a strong housing market in recent times.

From a zoning perspective and re-dividing up a residential plot of land- does anyone have any experience or insight into potential issues re-drawing the property lines in the event the neighbor was willing to sell a portion of his land?

MalaThe best way to determine it easily would be to take the Net Operating Income for the asset and divide it by the market capitalization rate.

Basically, I took the remaining balances, divided them up by the remaining time left on the promotional offers and set up regular monthly even payments.