I know that there are agents that work with small business owners to get the best health coverage for the best price.

Have their agent issue a copy of their coverage directly to you and have you named as a certificate holder.... that way you'll know it was current and in effect at least as of that date.  

I have earthquake coverage on my personal home and on my rentals.  

If there is a current claim, buying a title policy now will not help you as it would be excluded from coverage. 

I am not going to give everything away, but we simply list out under each of those columns (resale column 1, rental column 2) the key data banks want to know such as your cost and expected net pre-tax profit, and for the rentals the NOI and debt service coverage ratio (1.25 is stellar if you can meet that minimum, though not always feasible on a flip).

This will help with your insurance coverage cost.

Watch out behind your back and do not let somebody else take advantage of you.Security and insurance coverage soon are important after you buy.  

If a tenant owns the hazard the homeowner/landlord is still ultimately responsible but he may subrogate against the tenants personal liability coverage of their renters policy as long as the owner can prove he didn't have any negligence in the loss and the tenant has renters insurance. 

If allowed and you find such a shop, an alternative to the MLS is a service like Point2Agent which, though usually not as comprehensive in terms of local data, offers a far superior service in terms of value added benefits with national exposure and at tremendous savings.

A very important factor about debt risk is your debt service coverage ratio.