But the smartphone is usually only equipped with a minimal amount of memory, buying extra memory built in to the smartphone can be expensive, many smartphones have no means of using external memory by default, and good quality photos consume lots of memory.

I would probably opt for a floating vinyl, either lock together or overlap stick, and buy an extra box or two for later repair use. 

-What we could have done is to just buy a house to live in so I just need to put down 3.5% (again FHA loan), rent out my first house and buy more properties with the extra cash...Hopefully we know about about mistake 3 before making it!

It simply states that for every day before the finish date the contractor quoted me, they get an extra $100.

What I mean is one needs to have extra assets to invest, in my opinion.

I usually have the woman who does our family pictures take a few extras of just me each year to see if I can use one as a headshot.

But yea I would have been proud of the work if I did what I wanted to do so I will definitely scale back and invest that extra money into a BRRRR property down the road... 

And when you say you rented the basement or you saying you turned your basement in the first home into a extra room and rented it out?

If you have or don't have contracts with your subs, you can still write up a simple agreement that states any extras will be paid cost plus a %.

Had to get outside the network contractors at extra expense.