Same theory but you're proposing doing it with institutional notes as opposed to hard money.

But I'm sure I'm not looking at it like an institutional investor. 

That might work on a small local or regional financial institution on some portfolio product they have but that would never fly on a Fannie/Freddie loan.

Buyer and Seller (individually, the “Indemnifying Party”) each individually indemnifies, holds harmless, and releases Broker and Broker’s officers, directors, agents and employees from all liability for loss or damage, including all costs and expenses, and reasonable attorney’s fees at all levels, suffered or incurred by Broker and Broker’s officers, directors, agents and employees in connection with or arising from claims, demands or causes of action instituted by Buyer or Seller based on: (i) inaccuracy ofinformation provided by the Indemnifying Party or from public records; (ii) Indemnifying Party’s misstatement(s) or failure to perform contractual obligations; (iii) Broker’s performance, at Indemnifying Party’s request, of any task beyond the scope of services regulated by Chapter 475, F.S., as amended, including Broker’s referral, recommendation or retention of any vendor for, or on behalf of Indemnifying Party; (iv) products or services provided by any such vendor for, or on behalf of, Indemnifying Party; and (v) expenses incurred by any such vendor.  

If anyone knows of lending institutions that would be willing to lend on these or similar terms, please let me know.  

@Brandon Schlichter, these came from two separate loan offices and different banks/institutions.

Their other options / exit strategies here are to work the bank route some more, or go with an institutional hard money lender.

So to get me started, I would appreciate if people could recommend:- Any good REIAs to attend- Good institutions to get the RE licenseAlso, if you have any other tips related to RE or just want to hang out and talk about RE, I'd love to meet up with you!

Do you think I should not say anything to the lending institution about the work needing to be done, and just wait to see what happens  with the inspection, and appraisal?

He who speaks first loses.Now, while your private lender may consider what the are getting to compare to your rate, do not base your rate by comparison to their other investment, you are not that other investment, risks with you will be higher if they are in institutional financial dealings.