As I said, I can adjust the rents on the tenants to cover my extra costs without disturbing the relationship very much.

I think it's a great idea with this one suggestion/adjustment.  

I do have to admit however that I am exhausted and I am looking forward to recharging my batteries over the holidays.I also am going to adjust my marketing campaign in the upcoming year so that I don't generate as many phone calls in such a short time, at least until I start having some help in answering the phone.

You can then determine when u would switch financing or make other adjustments. 

That way you can spot deals quicker than others who are not up to speed.

I asked about adjustments, and Frank got into some complicated stuff.

The benefits are looser underwriting guidelines, more loan structure flexibility, they loan to LLC's/Corps not just individuals, in-house valuations vs. full appraisals, WAY less paperwork, no hard and fast rule limiting the number of loans you can get, and the speed of getting deals closed is way better.But most importantly, I don't have to bare my financial soul and get questioned about every bit of income/expense every time I want to get a mortgage. 

Clean condenser5. install roof vents6. adjust front door7. install range hood8. treat for termites9. repair termite damage on floor joists10. install cold water shutoff11. clean rust on circuit breakers.Upon further questioning: here is the response from the sellerThis was a full rehab with the exception of replacing the plumbing supply lines.

I do not touch multifamily under 3 million because sellers books are usually a mess and many adjustments and concessions have to happen to get the buyer and lender happy to close on the property.

In football, coaches used to say, "if you don't go full speed, you're going to get hurt".