By state law I’m only required to keep the heat at 68 degrees.

Given you have a disposed of asset, you would have a requirement to capitalize the new roof. 

Is he required to issue me a 1099 form for rental income for 2023 taxes?

General requirements would be 20% for a 1-4 unit property, DSCR of at least 1.00x or greater, and you can qualify with a score as low as 620.

Gain valuable insights into the intricate aspects of property management and develop the skills necessary to navigate the dynamic landscape of real estate management.Refinancing Strategies:Working with Lenders: Learn how to effectively approach lenders for refinancing, including understanding the documentation required and how to present your case in a compelling and persuasive manner.

Also if they won't give you required info find a other qualified tenant.

First you cannot buy a Multi-family as a Vacation home its only for SFR - single family, condo's, townhomes and they require 10% down.

It feels like one requires the other...refi requires good credit...good credit requires the refi...Does someone have some insights as to how to do a home equity line of credit based on an appraisal and with a low credit score?  

Also, thewholesalerstoolbox.com has a link to another affiliate that provides such info but requires a subscription. 

Generally, most people do not qualify since it requires you to do be doing more than half your time as in real estate related activities.