Which is like a giant credit card for your house.

If you are not able to obtain a regular credit card then start off with a secured credit card until you are able to obtain a regular credit card.Be careful though about applying for multiple accounts though because too many credit inquiries will hurt your score further.

I am afraid of bank loans that if I will not able to repay it then how it will work.

I recommend participating in the monthly CARPOA meetings held at the Camp Hill Giant on Trindle Road. 

On one part of the rentalutions website, it states that the application is not able to customize, but then the FAQ says you can.Does anyone know if Rentalutions have "rejection" letters? 

They are not able to make the payments, social security is all they have and its 400 bucks short every month. 

My rental covers itself and has been occupied for 2 years- My credit score is around 680.The problem is now when applying for any other loan, my debt to income is too high.Was looking out of state for a $80k duplex and not able to qualify..Any advice??

We are definitely looking at all angles and a sale (first preference) or rental arrangement if not able to sell as next best option.

@Rebecca Coleman The most notable things I would point out on this is as follows(not in order of importance):1) Unless you have a very specific, data-driven reason for being willing to take negative CF from day 1, not a fan.2) Since you're at 0% on PM expenses, I have to assume you will self-manage?

In CA, for example, licensed architects are not able to offer professional services under an LLC.A couple other things to consider..Know your market.