I will split a giant master room into two smaller rooms and will convert the living room to get the additional three rooms.

This would probably allow me to qualify for the FHA loan if this is true since the giant loss is throwing off my DTI. 

I've already contacted the county planner and was told I'm not able to convert this garage to an ADU because of setback requirements.

Because I did not buy this on Biggerpockets, am I not able to access the bonus content.

If you’re not able to, then it may be better to sell the condo, take the profit (if you have some equity in the condo) and put it into a multi-unit to househack again.

Everything suddenly makes a loud & notable entrance.  

I'm registered with the the vast majority of notable nationwide DSCR lenders.

Even if their online banking and technology is not as strong, the ability to take advantage of their ancillary banking services, most notably their real estate lending far outweighs any minor inconveniences. 

Austin is a sleeping giant right now!

Not sure what I did wrong, but it appears I am not able to start a post for questions, but looks like I can answer post fine.