I have fixed up and sold 39 SFH throughout NJ and wholesaled another 40 plus.

If you had a full time experienced repairman who knows how you think and can size jobs up accurately, you might get away with an ad hoc arrangement.

Hey DanielEver come up north toward SLO County?

And after rehab value will be at least $280k, and up, depending on options/features I plan to add (i.e., off-street parking, on-site laundry, garage, etc).The ultimate plan is to BRRRR, and I'm able to secure verbal agreement from a couple of relatives and friends for financing.

I will have $30,000 saved up by the end of the year.

I have about $100K saved up and am able to save $4k/month.

If you are going to select a Realtor, Banker, Wholesaler select them based on industry knowledge, tenure and success in their field.I offer this in an effort to avoid lost money and most importantly lost time...

On the one hand, the mentor courses / boot camps / common advice (including many here on BP) is to just set up an LLC but when I've discussed it with professionals, they argue against it.

Unless for some reason the SBA loan set up a "forgivable second" through the Gov.

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.