With 38 houses, this comes out to a little over $1.5 Million over 2.5 years.

To give you an example, I can easily get a multi million dollar loan with no issues from several local banks.

If your line of credit is at risk for a sub-6 figure job, it's probably not very hearty to begin with; but if you're talking a quarter-million dollar rehab, yeah that's something where you are going to need more than a handshake and promise to pay. 

With my clients when they are looking at a 3,5,10 million dollar commercial property etc.

Otherwise the number of properties required is too high.I just called @Brian Adams today about his syndication, and he requires "accredited" individuals as defined by the govn't, which means over 200k annual income or net worth over 1 million.  

Hi BiggerPockets Community,I'm 31 years old living in the Northeast with $1 million in cash, a condo I own outright worth $300k and employed making $200k a year.  

Home PreparationA well-maintained and aesthetically pleasing home is more likely to fetch a higher price.

It doesn't matter if it's not disclosed on the MLS anyway, anyone can find it online once it closes via tax records or a million other sources.

A similar house in my neighborhood with both an ADU and a JADU sold for          $1.15 million, after only being listed for a few days.

However, if they then sell it 3 years later when the house is worth $475,000, they pay capital gains taxes on the $75,000 of gain.Now let's say your mom has this house and also several million dollars worth of furs, jewels, classic cars, stocks, bonds and gold stashed under the mattress.