I have read a lot about advantage of claim "active participation", but no article about any pros on NOT claiming active participation.I have placed a couple of properties in service in 2019 and will have a loss that can offset up to 25,000 active income assuming i claim active participation (I am not a real estate professional and I know I cannot claim "material participation").

There's more paperwork and you don't automatically drop PMI once you hit 80% LTV.I don't see any advantage of using a private lender unless you have some unique circumstances.What price range are you considering?

The advantage to a service is a good one will guide you through all the various required documents, and some will even help create your company "book".I did investigate using a lawyer; for my purposes it was a lot of unnecessary expense for little extra benefit. 

Licensed in all 50 states..guaranteed best rates purchase or refinance. https://www.thefederalsavingsbank.com/brianrumph

I wanted to lay down a knowledge foundation and at the same time use some of the advantages that come with the real estate license while also working a 9-5 IT job.

If the fee/service gives you an advantage, maybe it is worth it.  

Greetings:I am in the process of refinancing my home to take advantage of the lower percentages and reduce the length to 15 years.

I was hoping to take advantage of the low mortgage rates currently being offered but having hard time finding banks offer below 5%.

Be sure that you highlight that "selling your house can be easier than you think" with the advantages of working directly with you instead of the more traditional route.Good luck.

What are the advantages of paying later?