Some don't care about the borrower's income, but put a lot of emphasis on their credit and experience. 

While we will not make money, we can stand proudly behind the finished product and someone's home.Entry/Living Room:Kitchen:Bathroom:

https://nreig.com/products/reiguard/

Even if you got a HELOC off your primary I'd only look for BRRR investments that way you're paying that credit back quickly.    

@Frank Leone have you researched loan products?

I have considered any and every expense associated with the project, including credit card/paypal fee's, credit card interest payments, travel expenses.

Can anyone recommend low cost low rate options for credit cards ?

In 2015 we went through a personal tragedy and we were forced to use credit cards to deal with it.

The will ask for your last two years tax returns, W-2's, most recent pay stubs and two months bank statements as well as statements of other assets you may own, as well as your credit score.  

Once you know the income you can calculate your NOI and then apply a whatever cap rate is applicable for your area and product type to find the ARV, and you can get a sense of what you need to get the property for to make it a deal.