Just as an example, where rents adjust with the market, tenants experience the rise incrementally and are better acclimated with the market.

Set goals and make them happen.

I will admit that it was difficult at first to set money aside because all throughout college we barely had enough money to pay our bills and now we both had good jobs and had a significant amount of additional income.

For leases, use your standard lease and just adjust the parts that apply so it works for a garage storage unit.

Unfortunately some landlords don’t consult with us first before putting leases in place in setting up a long range Energy Managent plan in coordination with the leases they sign. 

If you analyze properly, and buy based on that analysis, any "downturn" should impact you less than others, and in fact, set you up to be empowered during that "downturn".The Risk Controls you put in place, and follow, for the "upturns", should have the same control during a downturn.

Also, my understanding as per my attorney, even if you buying at an HOA foreclosure auction where they set the minimum bid lower than the judgment, the buyer is still responsible for the difference....HOA debts stay with property regardless. 

The type of debt and the ratio to asset value is key to me.If your debt is hard money, private, commercial with balloons, calls and rate adjusts? 

I have a va loan and was set on buying a 4 unit instead of a house .

There should be a setting that shows what forums are being followed.