@Anthony VargasFor vacant insuranceI currently use Arcana and if you connect with a REIA group that is a part of National REIA they have some of the best prices ever.I have also used APIA and found them to be the easiest to work with, despite arcana being 100 percent auto,ate and instant access once set up.Also in the game is NREIGAll insure nationally.Your local REIA group might have standard national insurance companies that broker a few other products for your vacant houses.

Hi William,I have access to Guard and the quote should say that the occupancy type is "Held for rent" or "Non-Owner Occupied Bldg

Accessibility to develop a team that can help you!

A HELOC secured by an asset thats free and clear from of any debt esp in NY City where the value of properties are very high will give me access to alot more capital.

Buyers agent isn't needed just for MLS search access.

Would you be able to install a separate door somewhere that would get easy access to the older bedroom?

Usually wells and septic systems are used in homes that don't have access to public systems. 

Our accounts look something like below (you can name each account) and access them all with one login.  

But either way, I can help you get access to unsecured lines of credit that won't be tied to your property (so you don't run into this scenario again). 

Loan amount outstanding: 370KP&I: $1856/moEscrow: $1100/mo (taxes are $8800/yr)Renting: $3900/moI have a HELOC so I can access 70K of the equity (already deployed) but that's a lot of equity sitting there.Would you try to sell it when the lease is up to any buyer and move those funds elsewhere?