Insurance on rental property with Berkshire Hathaway GUARD?

[William Taylor]

Does anyone have experience with Berkshire Hathaway GUARD? We recently received a quote from a broker that is about $1000 a year less than other quotes. My concern is that the policy is listed as a homeowners policy and being owner occupied. We are closing on a four plex that will be rented. No owner occupants. The broker states that is how Berkshire policy’s are written. Another insurance agent has told me the policy is not right and will not protect us. Both are sales people trying to make money. Any help? Thanks!