During the last downturn, the regulatory uncertainty in Washington had all 4 of my community banks no longer lending for portfolio or commercial loans.

@Zackery Gholston thank you, I’m learning something new every day on here, find this community very helpful!

Howe High School is a nearby magnet school, there is an elementary school there and the community association meets at the community center at the park.I am happy with this purchase.

Were you talking to small community lenders and/or credit unions?

Thanks Bigger Pockets community!

Thanks BP community. 

@Henry D West congrats on joining the BP community.

Outside the box, I really can't get enough and I wanted to reach out to the community to see what people found impactful and inspiring to ones self development.Look forward to some great suggestions!

My wife and I have are relatively new to RE investing, and are formally saying hello the BP community.

On Commercial notes from community banks and credit unions you may notice that the loans will balloon at the end of the term period and often times the term is shorter than the period they amortize for your monthly payment so at the end of the term you're left with a sizeable balance to payoff or refinance again.