The tenant pool is pretty decent in most areas for nice rentals as rates have pushed up smaller buys too high for first-time buyers in some of the towns.

But the reviews of the all the top home warranty companies don't give a good feeling about the practicality of using one including poor service, delayed appointments, multiple visits to fix an issue, keep patching the appliances and systems instead of replacing, offering low replacement costs if they decide to replace, not to mention the tenant frustrations because of these issues.

PML are giving very high interest rates of 10% plus.

This places you in the third tax bracket, with a 22% rate.

Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV)100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

If you haven't purchased the course yet, definitely PM one of my friends has a company that offers the course at the best rates and with great instructors. 

Great time to for multifamilies rents are high rates are dropping and values will continue to climb for 2024!

I don’t see the sense in paying off my own house at presumably low interest rates, and exchanging that for a higher rate, variable interest line…unless I have a really good plan for not losing my house.  

Our strategy is to improve the property and raise rents above the HUD rate. 

Well what’s funny is I have water heater leaking in my own unit in basement unit so it is easy to maintain and replace ; but week after that I am the victim after the condo on top of another rental owned by us, started leaking water from the water heater and it is a big mess.yes I agree the water heater should be located on the ground.