Calif doesn’t have a law to support tenants changing there mind after signing a renewal lease more than 30 days out?

Credit is around 640, plenty of income to support the refinance but due to seasoning a traditional lender will not lend to us.Is anyone else dealing with this?

I have thick skin and know that I am scattered so honest opinions and help would be greatly appreciated with no need to sugar coat anything. 

But there are lots of voices of support as well!

You aren't supporting this property with real dollars -- again, in my humble and very respectful opinion -- and I'd hate to see a fellow investor hit a wall.

@Jasraj Singh  Yes in my opinion it is a simpler process and at teh end of it you still only have one loan/payment to track, as long as teh equity in the building supports what you need out of it you will have little out of pocket expense.  

No one here on BP can see the financials(unless you can screenshot them for us). without that - we can't provide much support.

. $1,305.65 monthly payment.Four 2bed 1 bath units currently rented at ~$750/month, researching rents supports charging $1,000 month rents.Total Annual expenses: $3,920 Tax (actual), $1,000 (insurance), $1200 water (actual), $800 trash (actual), Capex/reserves $2,400 or $9,360 annual expenses. $9,360+ $15,667 = $25,027.Gross Rent- Gross annual expenses ($36,000-$25,027= $10,972)CoC= $10,972/$100,000= 10.97% on current rents or 22.97% at marketMy goal is to get the rents to market.

Don’t over analyze if the comps don’t support your ARV; don’t use them.  

This essentially shifts the company's overhead office expenses onto the employee and further supports the previous point, that employees are going to value their home space more. - I completely agree with @Sarah Brown that just as companies are being forced to work remotely, there's a potential balance between completely WFH and a dedicated office with mixed-use coworking spaces.