I think missing over it is an easy, short term fix.

Not a bad jump into investing option with the intent of a refi a short time later.

I have never been involved with such an elaborate scam unfortunately I pulled the short straw on the investor gamble. 

You just have to make sure that your property is rented and meets the 1.2 debt service coverage ratio with the rental income it brings before you apply for the refi.I am assuming you are planning to buy with your own cash or some form of short term private financing.

My short-term goal is to get into flipping.

(Wholesaling, Lease Options, Subject To, Short Sales, Loan Mods, Wrap Around, Owner Financing, etc.) 

If you do not have enough money in your IRA to by a share of Apple stock, your IRA does not buy Apple stock. 

Hey @Theodore Bullock short answer is no.  

If you find something that fits your criteria make a very strong offer price wise and make a short inspection period to make the offer more enticing to the seller.  

As mentioned, if you have your account at your current employer you are stuck with stocks, mutual funds, etc.If you can move to a self directed ira, YES you can invest with very little.