And almost everyone will be looking for safety in the form of shelter, clothes, and environment.

Here are a few potential explanations:The policy holder may not have followed the terms of the policy, such as failing to maintain the property or not disclosing relevant information when applying for the policy.The insurance company may believe that the damages claimed are not covered under the policy.

Also, since we would be purchasing it with a bit of equity, and adding a bit with renovations, it would appear to have a good amount of equity as a safety net incase home prices drop, or to reuse for future investments. 

Creditors can’t touch that money, that is insane. it’s like having a backup, real cash insurance policy and you wouldn’t have to start from zero.

It sounds to me like you have an ACV (Actual Cash Value) Policy.

My question is if there is a concept  of an insurance policy that will guarantee a specific noi number.For example if I am buying a property for 1 million with projected noi of 75k is there a way to buy a guarantee that anything below that at years end they would reimburse.Essentially this would make it a guaranteed investment in terms of cash flow

Most places have denied coverage because i "lack experience" and have suggested i hire a GC (general contractor) who already holds a general liability policy.

I hope the rest of the states learn from the failed policies of Illinois.

I will make arrangements to come by and go over the lease with you sometime next week.This new lease will provide you with important information regarding our company’s policies.

Some construction companies have loser employees that will trash the place.My policy: add utilities to the rent so they don't have to establish their own accounts.