@Nick BednarczykI think people also need to understand that fed rates are not directly correlated to mortgage ratesMortgage rates are more in line with the 10 year treasury which could remain high if we continue to spend money like a drunken sailor

The interviews could give you a lot of other people to follow/connect with for what you need.Investor Mel & Dave - I heard Voros interview them, but haven't really dove into any of their content, but they did 12 seller-financed deals in 12 months.If you're looking for how to get into the USA market for Canadians, Glenn Sutherland's "A Canadian Investing the US" podcast is similar to Voros mix of personal insights and interviews, but (almost) all with the focus on going south.I hope that helps!

The house looks great, but I have no desire to stay in a desert.Other people may love this idea for some reason. 

My last preparer ghosted after 4/5yrs service(apparently screwed a bunch of people).

I'm still doing research and would like to connect with people that might be able to help in making my decision.

if in 4 years this is the first buyer to bail thats extremely good.. people get buyers remorse all the time does not mean they lied  they just get worried and change their mind.Most important word in Real Estate sales is   NEXT  

@Petronella Kerssens Hey there Petronella, both markets have fantastic upside and some of the fastest growing markets in the country with tons of commercial projects going on and people moving there everyday.

People live there because they have no other options.

Thank you for your advice, with my unique situation I'll need to find the right people to work with. 

During the refi boom I had people cancel on their lender and switch with me after they had signed closing documents(this was during the 3 day right of rescission for the VA loan) you may incur costs such as the appraisal, but other than that you shouldn’t owe anything to the lender.