I am refinancing a 4-plex, in a small town, right outside of the San Francisco, Bay Area.

Always budget for outside property management and you will usually get what you pay for but keep your focus on new properties and spend most of your time on being income productive.Don't assume on anything until trust is present. 

You are dealing with CU which obviously providing low fees for you for sure compare to other outside lenders.

Based on my experience the more of it you try to hide within walls as opposed to just running outside in the open the more expensive it will be.

If you want to leave the property in an LLC, we can also 30 year mortgages outside of Fannie/Freddie. 

Purchase price: $255,000 Cash invested: $55,000 Sale price: $355,000 Fix and Flip over 6 months:Reno of Kitchen, 2 Baths and Back DeckNew Flooring, Opened WallsFull Paint of inside and outside Lessons learned?

Downside is that I will need to pay city tax coming out to be $150-200 in taxes.Living outside of the city of Philadelphia I would be saving around $2,800 in 8 months - which is the time I believe I will be ready to purchase a home to house hack.Do you think it's best to live outside of the city with no city tax and save those $2,800.

I'm a new investor looking to start flipping houses in the Atlanta market, preferably outside the perimeter.

That said, I don’t see a “crash” at all, in fact, I see a high possibility of interest rates going lower to counter act some other outside of real estate forces that could cause an economy downturn.

If someones doing work outside usually in a big enough city an inspector will see it and will issue a stop work order for unpermitted work.