From there, here are some questions you should ask to narrow down who you think may be a good fit for the results you are looking to achieve as an investor.Two important things to remember.

It should require 10% down payment with roughly Prime + 2% and a 10-year term.When I work with business buyers, I recommend a handful of lenders who are part of the SBA Preferred Lending Program (PLP), as the SBA accepts their underwriting without doing it again when they receive the loan package. 

Are you thinking of putting sparkly hearts on the document to demonstrate your creativity, is your pain point the down payment and you're trying to navigate that with seller financing, is the issue that the in-place tenants aren't paying rent? 

Either one would be our primary residence, so down payment and closing costs are fairly the same.

It is not advised to go down that road.

Likely this will die down and he won't reach out as often. 

In regards to skip tracing, find and use a company that has flexible pricing options, volume discounts or discount memberships; this will keep your cost of skip tracing down.

My bandit signs usually get taken down.

It only requires 3.5% down.

Additionally, there are often fees associated with belonging to an HOA, which can be an added financial burden.Ultimately, it comes down to your goals and deciding which choice will most effectively support them.