There's nowhere to go but down.Dig into the employment data found here, and there are some other worrying signs.

Pick an area you know that everyone wants to be in, could be due to schools or jobs, park or new shopping or employment coming in that area.

Using a system with numbers is now defendable if there are complaints.1.On time for appointment2.BROUGHT NECESSARY ITEMS: Identification, application information, references, application fee, holding deposit...3.Filled out application completely and truthfully4.Able to verify all of the necessary information5.Able to pay full amount of rent and deposit6.Sufficient monthly income of 3 times the rental amount7.Verifiable income and employment8.Stable income or employment for a minimum of _____ months9.Financial obligation of no more than _____% of income10.Satisfactory credit history (no bankruptcy)11.Provided credit references12.At current address for a minimum of ______months13.Gave proper notice to current landlord14.Gave proper notice to previous landlord15.No prior evictions16.No problems with previous landlords17.Deposit fully returned (none withheld for damages)18.No complaints or police reports regarding disturbing the peace, etc.19.No significant violations of a previous rental agreement20.No pets or is willing to sign a pet agreement and meets additional pet criteria21.Non-smokers22.Has a Delinquency Rate less than 45% based on Credit Score Analysis performed by Tenant Background Search.23.Has a credit grade of B or credit score of 600 or higher per Tenant Background Search.

@Monica Young@Michael SeekerI think that depends on the lender and the employer.

Hello All,My friend has a real estate company in which is the only employee/employer (broker-in-charge).

They are given to self-employed borrowers with scores over 680 , and must have a clean history.

For larger rooms, I used to use a contrasting tile and make a checkerboard pattern (white tiles with blue flakes/blue tiles,white tiles with black flakes/black tiles, etc), or sometimes just an accent border.

In my opinion thoes days are long gone but could return in about 15 years or so they say 5 million + people will be moving to california in the next few years so the demand for homes will be up they better have a minimum of 3 years verifiable employment and credit too alot of home owners here are from mexico were 5 family with 5 incomes to suport the loan

I say SI because when you start a rental business it's really a self employed investment so the shift takes a bit longer than in RK's books.

With my brother, we have an employment agreement, he gets a salary (and commission) and he officially doesn't have any say in the company direction, strategy or high-level decisions (though we highly value his opinions and always consider them).