I've been reading and learning a lot and decided to get started in this by buying a duplex and living in one unit while renting out the other.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

If they go out I can raise rents to still below market a little for a good deal to a tenant but after my lease up expenses still have additional equity and value to show for it.I shake my head at buyers buying Popeyes with some small franchisee that is 6.2 cap rate versus national grade credit at 5.9 cap and that Popeyes paying market rent.

This criteria is for 1-4 and 5-8 unit programs.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I understand anything above 4 units will require a commercial loan.

Investment Info:Large multi-family (5+ units) buy & hold investment.

Hey @Yoel Peyamipour If you are looking at 5+ Unit multifamily, id recommend reonomy or costar which tends to have the best commercial data out of any platform.

Create a desire to choose your home over the other 10's of thousands and you won't be fighting (as hard) to get your unit booked and noticed.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

Airbnb loves to refund 30% for complaints, so for us right now we have some units renting for $1000+ a night.